A word of warning comes from the Halifax home insurance department, who are advising those doing major home renovations to ask the experts to help.
A particularly important area as far as the Halifax, and other insurance companies, are concerned is where walls are being knocked down, since they can affect the structural integrity of the property and so can invalidate the home insurance cover in place. It is essential that experts are used in such circumstances, not only to maintain insurance cover but more importantly to make sure things are safe. Figures suggest that somewhere in the region of 1 in 4 properties are renovated without due attention to the structural soundness and so would be uninsured if a problem occurred.
As stated, whether it is the Halifax or someone else, it is essential to make sure that any work is done properly to avoid invalidating the home insurance that is in place.