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As Spring approaches so more of us take holidays and weekend breaks, but the Nationwide Building Society is advising us all to avoid paying charges that are unnecessary on our debit and credit cards.
Over the coming six months there will be well over four million people transferring over GBP6.
The Nationwide Building Society is warning customers not to be taken in by fees on credit cards when they are abroad.
The continuing squeeze on credit that has affected the global economy is being felt much closer to home now as lenders like the Nationwide Building Society are more wary of who they lend money to than ever before.
Sainsburys Bank report that a large number of UK consumers have been utilising the 0 percent balance transfer offers and reduced interest purchase cards to better manage their bills that are now coming in after Christmas.
After speaking with their customers across the UK Sainsburys Bank has found that a large number of them are planning to clear their credit card balances, or at least pay off what they spent over Christmas, in January.
A new credit card offer by high street bank Halifax has been described as the best on the high street, although that is by the bank themselves.
Sainsburys Bank are recommending the use of credit cards for shopping as they can provide cash flow flexibility, special offers that can save money and also enhanced consumer protection.
Sainsburys Bank are recommending the use of credit cards for shopping as they can provide cash flow flexibility, special offers that can save money and also enhanced consumer protection.
In the aftermath of the spending bonanza that is the run up to Christmas, the end of December and January are the busiest months for returning goods according to Halifax.
Advice for 2008 comes from Sainsburys Bank as they recommend everyone has a thorough review of their financial position and looks around for better credit card options.
The Post Office insurance and banking section has a word of caution for anyone planning to use their credit card for overseas payments, whilst on holiday for example.
New research from credit card company Capital One should act as a warning to travellers abroad who are risking ID theft.